MUNI-POLICE OFFICER INSURANCE

Amends the Illinois Municipal Code. Provides that on or after one year after the effective date of the amendatory Act, no applicant shall be appointed to the police department unless he or she has proof of professional liability insurance coverage. Requires that a police officer maintain continuous coverage throughout the course of employment, including coverage for willful or malicious acts and acts outside the scope of the officer's employment by the municipality. Allows the municipality to reimburse police officers for the base rate of this coverage, but officers are responsible for any additional costs due to personal or claims history. Provides that the municipality may not indemnify police officers against liability in any amount greater than required by State law unless the officer's insurance is exhausted. Limits home rule powers.