REQUESTING THE AUDITOR TO ASSESS BOTH THE SOCIAL AND FINANCIAL EFFECTS OF PROPOSED MANDATED HEALTH INSURANCE COVERAGE FOR ANNUAL MENTAL HEALTH WELLNESS EXAMINATIONS.

SCR 4 is a procedural resolution requesting Hawaii's Auditor to assess the social and financial impacts of Senate Bill 46 (2025), which proposes requiring health insurance to cover annual mental health wellness examinations. The resolution directs the Auditor to analyze both the societal effects (e.g., access to care for mental health conditions) and financial implications (e.g., costs to insurers/policyholders) of this mandated coverage. It requires the Auditor to submit a report to the Legislature by January 2027, as mandated by Hawaii Revised Statutes §23-51 before such coverage can be enacted. This resolution does not change insurance requirements but seeks data to inform future legislative decisions on SB 46.