HB 220 Hawaii House · 2026 Regular Session

RELATING TO MOPED INSURANCE.

Summary

Requires that moped operators carry an insurance policy by incorporating mopeds into the insurance laws governing motorcycles and motor scooters, including with respect to provisions concerning required licensure, the relationship with tort law, proof of insurance card, penalties, rate regulation, and minimum coverage levels. Makes conforming amendments. Effective 7/1/3000. (HD1)

Issues: ✓ Transportation

Bill status in committee 1 of 4 stages cleared

Introduction

Jan 2025

Committee Review

Floor Vote

Governor

Introduced Jan 16, 2025 Last action Dec 8, 2025

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What changed between versions

HB220 → HB220_HD1 · 4 edits

MODERATE

This bill updates Hawaii's moped insurance laws to include electric foot scooters alongside mopeds and motorcycles, requiring them to carry the same liability coverage. It also expands Personal Injury Protection (PIP) benefits to cover injuries sustained by pedestrians and scooters in accidents, while maintaining exclusions for mopeds, motorcycles, and motor scooters involved in motor vehicle collisions. The effective date of the legislation is set to July 1, 3000, likely as a placeholder for future legislative action.

Scope change

The bill expands the scope of coverage from mopeds and motorcycles to explicitly include electric foot scooters, and broadens PIP benefits to include pedestrians and scooter users in specific accident scenarios.

SCOPE

Electric foot scooters are now explicitly included in the definition of vehicles requiring insurance and covered under liability and PIP provisions.

ELIGIBILITY

Personal Injury Protection (PIP) benefits are expanded to cover pedestrians and electric foot scooter users in motor vehicle accidents, whereas mopeds, motorcycles, and motor scooters remain excluded from PIP coverage in such scenarios.

DEFINITION

The definition of 'accidental harm' was updated to include injuries caused by moped, motorcycle, or motor scooter accidents to a person, ensuring consistency with the expanded coverage scope.

TIMELINE

The effective date of the Act was changed from July 1, 2025, to July 1, 3000, indicating that the legislation is not intended to take effect immediately.

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Feb 11, 2025

Committee

Reported from TRN (Stand. Com. Rep. No. 380) as amended in HD 1, recommending passage on Second Reading and referral to CPC.

lower

Feb 6, 2025

Lower · Passed

The committee on TRN recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 8 Ayes: Representative(s) Kila, Grandinetti, Cochran, Evslin, Kitagawa, La Chica, Miyake, Muraoka; Ayes with reservations: none; 0 Noes: none; and 1 Excused: Representative(s) Pierick.

lower

Jan 21, 2025

Committee

Referred to TRN, CPC, referral sheet 1

lower

Jan 17, 2025

Introduced

Introduced and Pass First Reading.

lower

Jan 16, 2025

Introduced

Pending introduction.

lower

8 primary · 0 co-sponsors