SR 125 Hawaii Senate · 2025 Regular Session

REQUESTING THE INSURANCE COMMISSIONER TO PRODUCE A DETAILED REPORT REGARDING THE STATE OF THE PRIVATE PROPERTY INSURANCE INDUSTRY IN HAWAIʻI.

This Senate Resolution (SR 125) requests Hawaii's Insurance Commissioner to produce a detailed report on the state of the private property insurance industry. The report must cover insurers' financial health, factors driving premium increases (especially in high-risk areas affected by natural disasters), the likelihood of insurers exiting the market, and recommendations for state action - including potential use of eminent domain - if private insurers withdraw. The resolution aims to inform lawmakers about risks to homeowners and potential solutions, with the report due 20 days before the 2026 legislative session.
Bill status passed 3 of 5 stages cleared
Introduction
Mar 2025
Committee Review
Apr 2025
Senate Passage
Apr 2025
House Passage
Governor
Introduced Mar 7, 2025 Last action Apr 3, 2025
Floor votes

How they voted

This bill passed the Senate. No roll call record of that vote is available.
Full legislative history

Actions timeline

Total actions
7
Key actions
4
Committee
4
Apr 3, 2025
Upper · Passed
Report and Resolution Adopted.
upper
Apr 2, 2025
Upper · Passed
Reported from CPN (Stand. Com. Rep. No. 1601) with recommendation of adoption.
upper
Apr 1, 2025
Upper · Passed
The committee(s) on CPN recommend(s) that the measure be PASSED, UNAMENDED. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Richards, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.
upper
Mar 28, 2025
Upper · Passed
The committee(s) on CPN added the measure to the public hearing scheduled on 04-01-25 10:06AM; CR 229 & Videoconference.
upper
Mar 12, 2025
Committee
Referred to CPN.
upper
Mar 7, 2025
Introduced
Offered.
upper
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Karl Rhoads
Karl Rhoads
DDemocratic
HI
13