REQUESTING THE INSURANCE COMMISSIONER TO CONDUCT A STATEWIDE STUDY ON TITLE INSURANCE.

This Senate Concurrent Resolution (SCR 2) requests Hawaii's Insurance Commissioner to conduct a statewide study on title insurance. The study must examine the impacts of reforming or eliminating title insurance requirements to reduce financial barriers for homebuyers. The Insurance Commissioner is required to submit a report with findings and recommendations to the Legislature by early 2026. The resolution does not change current law but seeks data to inform future policy decisions.