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SCR 198 Hawaii Senate · 2025 Regular Session

ENCOURAGING HAWAII INSURERS AND THE HAWAII PROPERTY INSURANCE ASSOCIATION TO REDUCE INSURANCE COSTS ON LOCAL RESIDENTS BY PURSUING SUBROGATION CLAIMS AGAINST POLLUTERS WHO KNOWINGLY ENGAGED IN MISLEADING AND DECEPTIVE PRACTICES REGARDING THE CONNECTION BETWEEN THEIR PRODUCTS AND CLIMATE CHANGE.

This Senate Concurrent Resolution (SCR 198) encourages Hawaii insurers and the Hawaii Property Insurance Association to pursue subrogation claims against fossil fuel polluters who knowingly misled the public about their products' role in climate change. It aims to reduce insurance costs for local residents by seeking reimbursement from these companies for climate-related damages, such as those from the 2023 Maui wildfires. The resolution cites evidence that polluters concealed their climate impact for decades, worsening weather disasters that have destabilized Hawaii's insurance market. It does not create new law but urges insurers to follow precedents like claims against tobacco and opioid industries to shift financial burdens away from policyholders. This is a procedural resolution, not a binding bill, focused on directing insurers toward existing legal pathways.
Issues: ✓ EnvironmentSupports EnvironmentBill targets fossil fuel polluters for climate deception, seeks reimbursement for climate-related damages (e.g., Maui wildfires), and aims to reduce insurance costs by holding polluters accountable for environmental harm.95% confidence
Bill status passed both 4 of 5 stages cleared
Introduction
Mar 2025
Committee Review
Apr 2025
Senate Passage
Apr 2025
House Passage
Apr 2025
Governor
Introduced Mar 7, 2025 Last action Apr 21, 2025
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What changed between versions

SCR198 → SCR198_SD1 · 3 edits
MINOR
The bill was reformatted from a standard legislative document to a structured digital template with metadata, while the substantive policy language remained largely unchanged. The main differences are formatting improvements and the addition of metadata fields for tracking and processing.
TECHNICAL

Document structure changed from traditional text format to structured digital template with metadata fields

Added metadata including sponsor names, timestamps, document IDs, and revision numbers

Resolved text formatting issues and standardized the layout for digital processing

Floor votes

How they voted

This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history

Actions timeline

Total actions
21
Key actions
10
Committee
11
Apr 21, 2025
Upper · Passed
Resolution adopted in final form.
upper
Apr 21, 2025
Introduced
Received from House (Hse. Com. No. 770).
upper
Apr 17, 2025
Lower · Passed
Adopted with Representative(s) Pierick, Shimizu voting aye with reservations; Representative(s) Alcos, Garcia voting no (2) and Representative(s) Amato, Belatti, Cochran, Garrett, Ichiyama, Perruso, Quinlan excused (7).
lower
Apr 17, 2025
Lower · Passed
Reported from CPC (Stand. Com. Rep. No. 2127), recommending adoption.
lower
Apr 16, 2025
Lower · Passed
The committee on CPC recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 7 Ayes: Representative(s) Matayoshi, Chun, Ilagan, Iwamoto, Lowen, Marten; Ayes with reservations: Representative(s) Pierick; Noes: none; and 3 Excused: Representative(s) Ichiyama, Kong, Tam.
lower
Apr 11, 2025
Committee
Report adopted; referred to the committee(s) on CPC with none voting aye with reservations; Representative(s) Muraoka, Shimizu voting no (2) and Representative(s) Cochran, Garcia, Matayoshi excused (3).
lower
Apr 11, 2025
Committee
Reported from EEP (Stand. Com. Rep. No. 2050), recommending referral to CPC.
lower
Apr 10, 2025
Lower · Passed
The committee on EEP recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 4 Ayes: Representative(s) Lowen, Perruso, Kahaloa, Kusch; Ayes with reservations: none; Noes: none; and 1 Excused: Representative(s) Quinlan.
lower
Apr 4, 2025
Committee
Referred to EEP, CPC, referral sheet 28
lower
Apr 3, 2025
Introduced
Received from Senate (Sen. Com. No. 533) in amended form (SD 1).
lower
Apr 3, 2025
Upper · Passed
Report and Resolution Adopted, as amended (SD 1). Transmitted to House.
upper
Apr 2, 2025
Upper · Passed
Reported from CPN/AEN (Stand. Com. Rep. No. 1602) with recommendation of adoption, as amended (SD 1).
upper
Apr 1, 2025
Upper · Passed
The committee(s) on AEN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in AEN were as follows: 4 Aye(s): Senator(s) Gabbard, Richards, Rhoads, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) DeCoite.
upper
Apr 1, 2025
Upper · Passed
The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Richards, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.
upper
Mar 27, 2025
Upper · Passed
The committee(s) on CPN/AEN has scheduled a public hearing on 04-01-25 10:00AM; Conference Room 229 & Videoconference.
upper
Mar 12, 2025
Committee
Referred to CPN/AEN.
upper
Mar 7, 2025
Introduced
Offered.
upper
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.