RELATING TO INSURER PRIOR AUTHORIZATION.

SB 832 requires health insurance companies to align their prior authorization processes with Medicare's established policies. This directly affects health insurers and their policyholders who need pre-approval for medical treatments, services, or medications. The key provision mandates insurers to adopt Medicare’s standards for when prior authorization is required, reducing inconsistent or unnecessary delays in care. The bill aims to simplify the process for patients by standardizing rules across insurers, though it does not change Medicare’s own policies.