RELATING TO INSURANCE.

SB 46 requires all health insurers in the state, including Medicaid managed care programs, to cover annual mental health wellness examinations. This bill directly affects health insurers and Medicaid programs by mandating coverage for these specific check-ups. The key provision is the requirement for insurers to provide this preventive care without cost-sharing for enrollees. The bill aims to improve access to routine mental health screenings as a standard benefit.