SB 142 Hawaii Senate · 2025 Regular Session

RELATING TO INSURANCE.

Summary

Allows an insured to authorize the insurer to electronically remit claim proceeds to the insured's mortgagee when a homeowners insurance policy that covers a mortgaged property allows for the payment of proceeds by issuing a check. Requires a mortgagee in receipt of electronic delivery of claim proceeds to deliver the proceeds of the claim to the insured in accordance with the mortgage agreement and the insurance policy. Effective 7/1/2050. (SD2)

Bill status passed 3 of 5 stages cleared

Introduction

Jan 2025

Committee Review

Mar 2025

Senate Passage

Mar 2025

House Passage

Governor

Introduced Jan 10, 2025 Last action Mar 6, 2025

Maddy AI version diff · 2 comparisons

What changed between versions

SB142_SD1 → SB142_SD2 · 4 edits

MODERATE

The bill text was reformatted from a traditional legislative document to a structured digital format with metadata headers. The substantive policy content regarding insurance claim payments to mortgagees remains largely the same, though the language was slightly refined to clarify that authorization must be 'in writing' and to add definitions for 'Electronic delivery' and 'Mortgage agreement'.

Scope change

No substantive change to the bill's scope or applicability; the policy intent remains identical.

REQUIREMENT

Added requirement that insured must authorize electronic payment 'in writing' rather than just 'authorize'.

DEFINITION

Added new definitions for 'Electronic delivery' and 'Mortgage agreement' to clarify terms used in the bill.

TECHNICAL

Changed reference from 'article lOE' to 'article 10E' and corrected 'groceeds' to 'proceeds' and 'nio£t2a2ed' to 'mortgaged'.

Added metadata headers including bill numbers, dates, and template information.

Floor votes · Senate Mar 4, 2025

How they voted

25–0

Passed

Total votes 25

Mar 4, 2025

D Democratic22

22 Yea

100% Yea

R Republican3

3 Yea

100% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Mar 6, 2025

Committee

Referred to CPC, referral sheet 19

lower

Mar 4, 2025

Introduced

Received from Senate (Sen. Com. No. 98) in amended form (SD 2).

lower

Mar 4, 2025

Upper · Passed

Report adopted; Passed Third Reading, as amended (SD 2). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.

upper

Feb 21, 2025

Upper · Passed

The committee(s) on JDC recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in JDC were as follows: 4 Aye(s): Senator(s) Rhoads, Chang, San Buenaventura, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Gabbard.

upper

Feb 18, 2025

Upper · Passed

The committee(s) on JDC will hold a public decision making on 02-21-25 10:20AM; Conference Room 016 & Videoconference.

upper

Feb 14, 2025

Committee

Reported from CPN (Stand. Com. Rep. No. 664) with recommendation of passage on Second Reading, as amended (SD 1) and referral to JDC.

upper

Jan 31, 2025

Upper · Passed

The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 3 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey; Aye(s) with reservations: none ; 0 No(es): none; and 2 Excused: Senator(s) Richards, Awa.

upper

Jan 23, 2025

Upper · Passed

The committee(s) on CPN has scheduled a public hearing on 01-28-25 9:30AM; Conference Room 229 & Videoconference.

upper

Jan 17, 2025

Committee

Referred to CPN, JDC.

upper

Jan 15, 2025

Introduced

Introduced and passed First Reading.

upper

Jan 10, 2025

Introduced

Pending Introduction.

upper

4 primary · 2 co-sponsors