SB 1137 Hawaii Senate · 2025 Regular Session

RELATING TO INSURANCE.

Summary

Beginning 1/1/2026, requires insurers to notify policyholders of rate changes at least 30 days before the effective date of the rate change. Effective 7/1/2050. (SD1)

Bill status passed 3 of 5 stages cleared

Introduction

Jan 2025

Committee Review

Mar 2025

Senate Passage

Mar 2025

House Passage

Governor

Introduced Jan 17, 2025 Last action Mar 6, 2025

Maddy AI version diff · 1 comparison

What changed between versions

SB1137 → SB1137_SD1 · 3 edits

MINOR

The bill was reformatted from a Senate document to a standard legislative template (SD1) with significant substantive changes. The most important change is the effective date, which was moved from January 1, 2026 to July 1, 2050, delaying the implementation of the new notification requirements by nearly 25 years. The bill also removed a requirement for insurers to notify policyholders within 30 days after rate approval, keeping only the requirement to notify at least 30 days before the effective date.

Scope change

The bill's scope remains focused on requiring insurers to notify policyholders of rate changes, but the timeline for implementation has been drastically extended.

TIMELINE

The effective date was changed from January 1, 2026 to July 1, 2050, significantly delaying when the new notification requirements will take effect.

REQUIREMENT

The requirement for insurers to send notification within 30 days after rate approval by the insurance commissioner was removed, leaving only the 30-day pre-effective date notice requirement.

TECHNICAL

The document was reformatted from a Senate-specific layout to a standard legislative template with updated metadata and formatting.

Floor votes

How they voted

This bill passed the Senate by voice vote (no roll call recorded).

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Mar 6, 2025

Committee

Referred to CPC, referral sheet 19

lower

Mar 4, 2025

Introduced

Received from Senate (Sen. Com. No. 264) in amended form (SD 1).

lower

Mar 4, 2025

Upper · Passed

Passed Third Reading, as amended (SD 1). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.

upper

Feb 14, 2025

Upper · Passed

The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Richards, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

upper

Feb 10, 2025

Upper · Passed

The committee(s) on CPN has scheduled a public hearing on 02-14-25 9:30AM; Conference Room 229 & Videoconference.

upper

Jan 23, 2025

Committee

Referred to CPN.

upper

Jan 17, 2025

Introduced

Introduced.

upper

6 primary · 0 co-sponsors