HB 220 Hawaii House · 2025 Regular Session

RELATING TO MOPED INSURANCE.

Summary

Requires that moped operators carry an insurance policy by incorporating mopeds into the insurance laws governing motorcycles and motor scooters, including with respect to provisions concerning required licensure, the relationship with tort law, proof of insurance card, penalties, rate regulation, and minimum coverage levels. Makes conforming amendments. Effective 7/1/3000. (HD1)

Bill status in committee 1 of 4 stages cleared

Introduction

Jan 2025

Committee Review

Floor Vote

Governor

Introduced Jan 16, 2025 Last action Feb 11, 2025

Maddy AI version diff · 1 comparison

What changed between versions

HB220 → HB220_HD1 · 6 edits

MODERATE

This bill expands Hawaii's moped insurance requirements by incorporating mopeds into the same insurance laws that currently govern motorcycles and motor scooters. It establishes mandatory insurance coverage, defines eligibility for personal injury protection benefits, and sets penalties for non-compliance.

Scope change

The bill's scope expanded from excluding mopeds from mandatory insurance requirements to including mopeds under the same insurance framework as motorcycles and motor scooters.

REQUIREMENT

Added mandatory insurance requirement for mopeds, requiring operators to carry liability coverage of at least $20,000 per person/$40,000 per accident for bodily injury and $10,000 for property damage.

Added requirement for proof of insurance cards to be carried or accessible on mobile devices by moped operators, similar to motorcycle and motor scooter requirements.

ELIGIBILITY

Modified eligibility for personal injury protection benefits to exclude mopeds from standard motor vehicle accident coverage unless expressly provided for in the motor vehicle policy.

DEFINITION

Added new definitions for 'moped' and 'moped accident' to align with existing motorcycle and motor scooter terminology.

ENFORCEMENT

Modified penalty provisions to include mopeds in existing enforcement mechanisms, including fines, license suspensions, and citations for violations.

TIMELINE

Set effective date for the new requirements to July 1, 3000, which appears to be a placeholder date that may need correction.

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Feb 11, 2025

Committee

Reported from TRN (Stand. Com. Rep. No. 380) as amended in HD 1, recommending passage on Second Reading and referral to CPC.

lower

Feb 6, 2025

Lower · Passed

The committee on TRN recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 8 Ayes: Representative(s) Kila, Grandinetti, Cochran, Evslin, Kitagawa, La Chica, Miyake, Muraoka; Ayes with reservations: none; 0 Noes: none; and 1 Excused: Representative(s) Pierick.

lower

Jan 21, 2025

Committee

Referred to TRN, CPC, referral sheet 1

lower

Jan 17, 2025

Introduced

Introduced and Pass First Reading.

lower

Jan 16, 2025

Introduced

Pending introduction.

lower

8 primary · 0 co-sponsors

Sponsors

Role

Legislator

Party

State

District

In committee

Feb 11, 2025

Passed Second Reading as amended in HD 1 and referred to the committee(s) on CPC with Representative(s) Matsumoto voting aye with reservations; Representative(s) Alcos, Garcia, Reyes Oda voting no (3) and Representative(s) Cochran, Ward excused (2).

Documents 4

PDF HB220_HD1

HTML HB220_HD1

Passage Likelihood 51%

51% medium confidence

Most factors fell back to their neutral default

AI-estimated based on sponsor alignment, committee composition, similar bills, and momentum. Not a guarantee.

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