House Study Committee on Local Government Emergency Disaster Relief Loans; create

This bill establishes a House Study Committee to examine the feasibility of creating a state bridge loan program for local governments facing federally declared disasters. The committee, composed of five representatives appointed by the Speaker, will study how such a program could help municipalities pay for emergency expenses upfront before receiving reimbursement from FEMA. Its findings and recommendations will be reported to the House by December 1, 2026, when the committee is scheduled to be abolished. The bill does not create any new funding or loan programs itself, but rather sets up a study group to evaluate whether Georgia should implement similar assistance mechanisms that some other states have already adopted.