SB 1440 Florida Senate · 2026 Regular Session

Public Records/Office of Financial Regulation

Summary

Public Records/Office of Financial Regulation; Providing an exemption from public records requirements for information received by the Office of Financial Regulation pursuant to certain cybersecurity event provisions relating to information systems and customer information of loan originators, mortgage brokers, and mortgage lenders and for information received by the office as a result of investigations and examinations of such cybersecurity events; providing a public records exemption for certain information in reports of financial exploitation; providing an exemption from public records requirements for information received by the office pursuant to certain cybersecurity events, documents relating to information systems, and customer information of money services businesses and for information received by the office as a result of investigations and examinations of such cybersecurity events; providing for future legislative review and repeal of the exemption; providing a statement of public necessity, etc.

Issues: ✓ Technology

Bill status died 3 of 5 stages cleared

Introduction

Jan 2026

Committee Review

Feb 2026

Senate Passage

Feb 2026

House Passage

Governor

Introduced Jan 22, 2026 Last action Mar 13, 2026

Maddy AI version diff · 3 comparisons

What changed between versions

S 1440 c2 → S 1440 e1 · 4 edits

MODERATE

This bill was updated from a committee substitute to its final engrossed version, incorporating minor formatting corrections and clarifying the effective dates for related legislation. The core policy regarding public records exemptions for financial investigations remains unchanged, though the text now explicitly links the bill's effectiveness to specific companion bills (SB 198 and SB 314) to ensure synchronized implementation.

Scope change

The scope of the bill remains focused on maintaining confidentiality for financial institution records, but the text was refined to clarify that the bill takes effect only if companion bills (SB 198 and SB 314) are also passed in the same legislative session.

TIMELINE

Updated the effective date of the bill from February 24, 2026, to February 25, 2026, and changed the bill status from 'Committee Substitute 2' to 'Engrossed 1'.

Amended Section 7 to specify that the bill takes effect on the same date as SB 198 or SB 314, ensuring these related laws are implemented simultaneously.

TECHNICAL

Corrected a typo in Section 13 where the repeal date was inconsistently listed as 'October 2, 2031 2029'.

Adjusted the header text to reflect the bill is now the 'First Engrossed' version rather than a committee substitute.

Floor votes · Senate Feb 25, 2026

How they voted

36–1

Passed · 3 other

Total votes 40

Feb 25, 2026

D Democratic11

9 Yea 1 Nay 1

81% Yea

I Independent1

0% Nay

R Republican28

27 Yea 1

96% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Feb 25, 2026

Upper · Passed

CS passed as amended; YEAS 35 NAYS 1

upper

Feb 25, 2026

Upper · Passed

Amendment(s) adopted (137224, 338078)

upper

Feb 24, 2026

Upper · Passed

Pending reference review -under Rule 4.7(2) - (Committee Substitute)

upper

Feb 19, 2026

Upper · Passed

On Committee agenda-- Rules, 02/24/26, 12:00 pm, 412 Knott Building

upper

Feb 18, 2026

Upper · Passed

Favorable by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 10 NAYS 1

upper

Feb 13, 2026

Upper · Passed

On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 02/18/26, 10:30 am, 412 Knott Building

upper

Jan 29, 2026

Upper · Passed

Now in Appropriations Committee on Agriculture, Environment, and General Government

upper

Jan 29, 2026

Upper · Passed

Pending reference review under Rule 4.7(2) - (Committee Substitute)

upper

Jan 23, 2026

Upper · Passed

On Committee agenda-- Banking and Insurance, 01/28/26, 10:30 am, 412 Knott Building

upper

Jan 22, 2026

Introduced

upper

Jan 16, 2026

Committee

Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules

upper

1 primary · 0 co-sponsors