Homeowner's Insurance Premium Reductions
Summary
Homeowner's Insurance Premium Reductions; Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades.
Bill status
died
1 of 4 stages cleared
Introduction
Dec 2025
Committee Review
Floor Vote
Governor
Introduced Dec 15, 2025
Last action Mar 13, 2026
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
6
Key actions
1
Committee
3
Jan 5, 2026
Lower · Passed
Now in Insurance & Banking Subcommittee
lower
Jan 5, 2026
Committee
Referred to Commerce Committee
lower
Jan 5, 2026
Committee
Referred to Insurance & Banking Subcommittee
lower
1 primary · 1 co-sponsor
Sponsors
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