Limited Agent Licenses

HB 645 renames "portable electronics insurance" to "portable electronics and eyewear insurance" and defines "eyewear" to include items like glasses and sunglasses. It creates a new limited insurance license for retail vendors selling these products, allowing their employees (under specific conditions) to sell this coverage without individual agent licenses. Key provisions require clear customer disclosures about coverage duplication, separate billing for the insurance, and detailed written materials explaining policy terms. The bill also removes an outdated definition of "portable electronics transaction" from Florida law.