HB 1265 Florida House · 2026 Regular Session

Pub. Rec./Office of Insurance Regulation

Summary

Pub. Rec./Office of Insurance Regulation; Creates privilege for documents, materials, & other information obtained by Commissioner of Insurance Regulation or National Association of Insurance Commissioners in course of examination or analysis; prohibits commissioner & certain persons from testifying in certain private civil actions; authorizes commissioner to share certain information under certain circumstances; provides for reciprocity; provides exemption from public records requirements for certain proprietary business information provided to OIR by insurer & certain biographical statements, biographical affidavits, & supplementary materials related thereto provided to or obtained by OIR; provides for future legislative review & repeal of privilege & exemptions; provides statements of public necessity.

Bill status died 1 of 4 stages cleared

Introduction

Jan 2026

Committee Review

Floor Vote

Governor

Introduced Jan 8, 2026 Last action Mar 13, 2026

Maddy AI version diff · 1 comparison

What changed between versions

H 1265 Filed → H 1265 c1 · 6 edits

MODERATE

The bill was significantly expanded from a single amendment to create a new privilege for insurance examination documents and add multiple exemptions. The original version only exempted specific financial calculations from public records, while the new version creates a broader attorney-client style privilege for work papers and analysis materials, prohibits testimony about privileged information in private lawsuits, and adds exemptions for biographical statements. This expansion strengthens confidentiality protections for insurers while maintaining regulatory oversight capabilities.

Scope change

Expanded from a narrow exemption for specific financial data to a comprehensive privilege system covering examination documents, work papers, and biographical materials, with additional protections for the National Association of Insurance Commissioners.

SCOPE

Created new section 624.28 establishing a privilege for documents, work papers, and information obtained during insurance examinations or financial analyses

ENFORCEMENT

Added prohibition on commissioners and recipients of privileged information from testifying in private civil actions about privileged documents

EXEMPTIONS

Added exemptions for biographical statements, affidavits, and supplementary materials related to examinations

TIMELINE

Changed effective date from July 1, 2026 to a contingent effective date

DEFINITION

Added definitions for National Association of Insurance Commissioners and its affiliates in the context of privilege protections

REQUIREMENT

Added reciprocity provisions allowing information sharing with other states and federal agencies

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Feb 12, 2026

Lower · Passed

Now in State Affairs Committee

lower

Feb 12, 2026

Committee

Referred to Commerce Committee

lower

Feb 12, 2026

Committee

Referred to State Affairs Committee

lower

Feb 11, 2026

Lower · Passed

Reported out of Insurance & Banking Subcommittee

lower

Feb 11, 2026

Lower · Passed

Favorable with CS by Insurance & Banking Subcommittee

lower

Feb 9, 2026

Lower · Passed

PCS added to Insurance & Banking Subcommittee agenda

lower

Jan 15, 2026

Lower · Passed

Now in Insurance & Banking Subcommittee

lower

Jan 15, 2026

Committee

Referred to Commerce Committee

lower

Jan 15, 2026

Committee

Referred to State Affairs Committee

lower

Jan 15, 2026

Committee

Referred to Insurance & Banking Subcommittee

lower

1 primary · 0 co-sponsors