SB 1206 Florida Senate · 2025 Regular Session

Transportation Network Company Driver Insurance

SB 1206 revises insurance requirements for drivers working with transportation network companies (like Uber or Lyft). It directly affects these drivers by mandating higher minimum insurance coverage limits when they are actively working through the app. The key provision requires transportation network companies to provide insurance that covers drivers during active service periods, ensuring better protection than current standard personal auto policies. This policy change aims to clarify and strengthen insurance coverage for drivers in the ride-sharing industry.

Bill status died 1 of 4 stages cleared

Introduction

Mar 2025

Committee Review

Floor Vote

Governor

Introduced Mar 4, 2025 Last action Jun 16, 2025

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What changed between versions

S 1206 Filed → S 1206 c1 · 4 edits

MODERATE

This bill amends Florida's transportation network company (TNC) driver insurance requirements by reorganizing the statute's structure and adding new coverage provisions. The changes clarify when insurance must be maintained, introduce new requirements for drivers logged into the network but not carrying passengers, and strengthen TNC liability when driver coverage lapses.

Scope change

The bill expands the statutory framework by redesignating existing paragraphs and adding new ones to create a more comprehensive insurance scheme for TNC drivers across different operational states.

REQUIREMENT

Added new paragraph (a) requiring TNC drivers to maintain primary automobile insurance that recognizes their TNC status and covers them while logged on or engaged in prearranged rides.

Added new paragraph (e) establishing TNC liability for required coverage when a driver's insurance lapses, requiring the TNC to provide coverage from the first dollar of a claim.

Reorganized the statute by redesignating paragraphs (c) through (i) as (d) through (j) and adding new paragraphs to clarify insurance obligations.

Updated proof of coverage requirements to include electronic disclosure methods and expanded information sharing obligations during accidents.

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Apr 2, 2025

Upper · Passed

Now in Appropriations Committee on Transportation, Tourism, and Economic Development

upper

Apr 2, 2025

Upper · Passed

Remaining references corrected to Appropriations Committee on Transportation, Tourism, and Economic Development; Rules

upper

Apr 1, 2025

Upper · Passed

Pending reference review under Rule 4.7(2) - (Committee Substitute)

upper

Mar 26, 2025

Upper · Passed

On Committee agenda-- Banking and Insurance, 03/31/25, 1:30 pm, 412 Knott Building

upper

Mar 4, 2025

Introduced

upper

Mar 3, 2025

Committee

Referred to Banking and Insurance; Transportation; Rules

upper

1 primary · 0 co-sponsors