Pet Insurance and Wellness Programs

Pet Insurance and Wellness Programs; Revises definition of term "property insurance" to include pet insurance; requires pet insurers to make certain disclosures to pet insurance applicants & policyholders; authorizes pet insurers to issue policies that exclude coverage on basis of preexisting conditions; provides pet insurer has specified burden of proof with regard to exclusions; requires pet insurers who issue policy that imposes waiting period to include provision allowing for waiver of waiting period upon completion of medical examination of covered pet by veterinarian.