Consumer Finance Loans
Summary
Consumer Finance Loans; Prohibits person from operating branch of business making consumer finance loans before authorized to do so & obtaining license from OFR; revises maximum interest rate on consumer finance loans; revises minimum amount of time before which delinquency charge for each payment in default may be imposed; requires licensees offering assistance program to borrowers after federally declared major disaster to send notice to office; requires licensees to file annual reports; requires licensees to suspend specified actions for after federally declared disaster.
Bill status
vetoed
4 of 5 stages cleared
Introduction
Feb 2023
Committee Review
Apr 2023
House Passage
Apr 2023
Senate Passage
May 2023
Vetoed
Jun 2023
Introduced Feb 28, 2023
Vetoed Jun 26, 2023
Floor votes · Senate May 1, 2023 · House Apr 27, 2023
How they voted
22–8
Passed · 9 other
Total votes 39
May 1, 2023
D
Democratic11
63% Nay
I
Independent1
100% Yea
R
Republican27
77% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
47
Key actions
14
Committee
19
Jun 26, 2023
Vetoed
Vetoed by Governor
legislature
May 1, 2023
Upper · Passed
CS passed; YEAS 22 NAYS 9
upper
Apr 27, 2023
Committee
Referred to Fiscal Policy
upper
Apr 27, 2023
Lower · Passed
CS passed; YEAS 96, NAYS 18
lower
Apr 21, 2023
Committee
Bill referred to House Calendar
lower
Apr 19, 2023
Lower · Passed
Reported out of Commerce Committee
lower
Apr 18, 2023
Lower · Passed
Favorable with CS by Commerce Committee
lower
Apr 13, 2023
Lower · Passed
Added to Commerce Committee agenda
lower
Apr 12, 2023
Lower · Passed
Now in Commerce Committee
lower
Apr 12, 2023
Lower · Passed
Reported out of State Administration & Technology Appropriations Subcommittee
lower
Apr 12, 2023
Lower · Passed
Favorable by State Administration & Technology Appropriations Subcommittee
lower
Apr 10, 2023
Lower · Passed
Added to State Administration & Technology Appropriations Subcommittee agenda
lower
Mar 28, 2023
Lower · Passed
Now in State Administration & Technology Appropriations Subcommittee
lower
Mar 28, 2023
Committee
Referred to Commerce Committee
lower
Mar 28, 2023
Committee
Referred to State Administration & Technology Appropriations Subcommittee
lower
Mar 27, 2023
Lower · Passed
Reported out of Insurance & Banking Subcommittee
lower
Mar 27, 2023
Lower · Passed
Favorable with CS by Insurance & Banking Subcommittee
lower
Mar 23, 2023
Lower · Passed
Added to Insurance & Banking Subcommittee agenda
lower
Mar 6, 2023
Lower · Passed
Now in Insurance & Banking Subcommittee
lower
Mar 6, 2023
Committee
Referred to Commerce Committee
lower
Mar 6, 2023
Committee
Referred to State Administration & Technology Appropriations Subcommittee
lower
Mar 6, 2023
Committee
Referred to Insurance & Banking Subcommittee
lower
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Juan Alfonso Fernandez-Barquin
RRepublican
Ask Maddy
·
AI policy assistant
Ask Maddy about HB 1267
Scope: FL
Hi! I can help you understand HB 1267. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline