HB 353 Florida House · 2022 Regular Session

Mortgage Payoff Letters

Summary

Mortgage Payoff Letters; Revises timeframe for mortgagee or mortgage servicer to send estoppel letter; requires notice to mortgagor of request for estoppel letter; revises requirements for estoppel letter; authorizes corrected estoppel letter; prohibits mortgagee or mortgage servicer from denying accuracy of estoppel letter; requires payments to be applied to any unpaid balance of mortgage; provides methods for sending written request for estoppel letter, estoppel letter, & corrected estoppel letter; authorizes attorney fees & costs.

Bill status died 3 of 5 stages cleared

Introduction

Jan 2022

Committee Review

Feb 2022

House Passage

Feb 2022

Senate Passage

Governor

Introduced Jan 28, 2022 Last action Mar 14, 2022

Floor votes · House Feb 23, 2022

How they voted

21–0

Passed · 2 other

Total votes 23

Feb 23, 2022

D Democratic7

7 Yea

100% Yea

R Republican16

14 Yea 2

87% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Feb 24, 2022

Lower · Passed

Reported out of Commerce Committee

lower

Feb 23, 2022

House · Passed

House Vote: pass (21-0-2)

house

Feb 23, 2022

Lower · Passed

Favorable by Commerce Committee

lower

Feb 21, 2022

Lower · Passed

Added to Commerce Committee agenda

lower

Feb 18, 2022

Lower · Passed

Now in Commerce Committee

lower

Feb 18, 2022

Committee

Referred to Commerce Committee

lower

Feb 16, 2022

Introduced

CS Filed

lower

Feb 16, 2022

Lower · Passed

Reported out of Civil Justice & Property Rights Subcommittee

lower

Feb 16, 2022

Lower · Passed

Favorable with CS by Civil Justice & Property Rights Subcommittee

lower

Feb 14, 2022

Lower · Passed

PCS added to Civil Justice & Property Rights Subcommittee agenda

lower

Feb 1, 2022

Lower · Passed

Now in Civil Justice & Property Rights Subcommittee

lower

Feb 1, 2022

Committee

Referred to Commerce Committee

lower

Feb 1, 2022

Committee

Referred to Civil Justice & Property Rights Subcommittee

lower

Jan 28, 2022

Introduced

CS Filed

lower

Jan 27, 2022

Lower · Passed

Reported out of Insurance & Banking Subcommittee

lower

Jan 27, 2022

Lower · Passed

Favorable with CS by Insurance & Banking Subcommittee

lower

Jan 25, 2022

Lower · Passed

PCS added to Insurance & Banking Subcommittee agenda

lower

Nov 5, 2021

Lower · Passed

Now in Insurance & Banking Subcommittee

lower

Nov 5, 2021

Committee

Referred to Commerce Committee

lower

Nov 5, 2021

Committee

Referred to Civil Justice & Property Rights Subcommittee

lower

Nov 5, 2021

Committee

Referred to Insurance & Banking Subcommittee

lower

1 primary · 0 co-sponsors