HB 1051 Florida House · 2022 Regular Session

Servicers and Lenders of Residential Mortgage Loans

Summary
Servicers and Lenders of Residential Mortgage Loans; Requires periodic statements for residential mortgage loans to follow specified laws; requires mortgage servicers & mortgage lenders to assume duties & obligations related to previously approved loan modifications; prohibits mortgage servicers & mortgage lenders from commencing civil actions, recording specified notices, & conducting foreclosures of sale unless specified conditions are met; requires mortgage servicers & mortgage lenders to establish single points of contact; requires mortgage servicers & mortgage lenders to send written acknowledgment of application receipt to foreclosure prevention alternative applicants in specified manners within specified timeframe; prohibits mortgage servicers & mortgage lenders from charging specified fees; prohibits insurers & insurance agents from engaging in certain acts relating to lender-placed insurance for residential mortgage loan guaranty.
Bill status died 1 of 4 stages cleared
Introduction
Jan 2022
Committee Review
Floor Vote
Governor
Introduced Jan 11, 2022 Last action Mar 14, 2022
Floor votes

How they voted

No floor votes recorded yet.
Full legislative history

Actions timeline

Total actions
8
Key actions
1
Committee
4
Jan 7, 2022
Lower · Passed
Now in Insurance & Banking Subcommittee
lower
Jan 7, 2022
Committee
Referred to Commerce Committee
lower
Jan 7, 2022
Committee
Referred to Civil Justice & Property Rights Subcommittee
lower
Jan 7, 2022
Committee
Referred to Insurance & Banking Subcommittee
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Juan Alfonso Fernandez-Barquin
Juan Alfonso Fernandez-Barquin
RRepublican
FL
118