Short-Term Disability Insurance Benefit Protection Clarification Emergency Amendment Act of 2026

This bill amends the Universal Paid Leave Amendment Act of 2016 and the Insurance Trade and Economic Development Amendment Act of 2000 to prevent private disability insurers from reducing short-term disability benefits based on District of Columbia paid leave benefits. It directly affects DC residents who receive short-term disability insurance through private policies, ensuring they cannot have their disability benefits reduced if they also qualify for DC's paid leave program. The key provision prohibits insurers from offsetting or reducing benefits "regardless of the jurisdiction" where the insurance policy was issued, making this rule enforceable under DC insurance law. This clarifies existing protections and prevents insurers from avoiding DC's benefit standards by citing out-of-jurisdiction policies. The bill is an emergency measure with a 90-day effective period.