B 26-0193 Legislature · 26th Council Period (2025-2026)

Foreclosure Moratorium and Homeowner Assistance Fund Coordination Emergency Amendment Act of 2025

This emergency bill extends foreclosure protections for District of Columbia homeowners who applied for the DC Homeowner Assistance Fund (DC HAF) before September 30, 2022, and whose applications remain pending. It prohibits residential foreclosures, sales, or foreclosure judgments under specific D.C. codes while these applications are under review, pending approval, or under appeal. Mortgage lenders and housing entities must send notices to affected homeowners before foreclosure actions, detailing DC HAF’s availability to cure eligible debts and the September 30, 2022, application deadline. The law ensures homeowners receive documentation to prove their application status and requires updated notice templates on the DC HAF website.

Issues: ✓ Housing

Sub-Topics: Mortgages Homeownership

Bill status signed all 4 stages cleared

Introduction

Mar 2025

Committee Review

Council Passage

Apr 2025

Signed into Law

Apr 2025

Introduced Mar 27, 2025 Signed Apr 22, 2025

Maddy AI version diff · 1 comparison

What changed between versions

Introduction → Enrollment · 4 edits

MODERATE

The bill was enrolled and finalized for passage, with minor formatting and text adjustments. The core policy content remains largely unchanged, preserving foreclosure protections for homeowners who applied for DC Homeowner Assistance Fund relief before September 30, 2022, and whose applications were still pending. The most significant change is the addition of a new applicability date of October 16, 2024, which clarifies when this emergency amendment takes effect.

Scope change

The bill's scope remains focused on foreclosure protections for DC HAF applicants, but a new applicability date of October 16, 2024 was added, indicating when the emergency amendment becomes effective.

TIMELINE

Added a new Section 3 establishing that the act applies as of October 16, 2024, clarifying the effective date of the emergency amendment.

REQUIREMENT

Added a requirement for the Mayor to make every effort to process DC HAF payments as quickly as practicable to qualified homeowners and their representatives.

TECHNICAL

Minor formatting and text adjustments throughout the document, including changes to the act title and some line breaks, but no substantive policy changes.

Removed draft formatting elements, page numbers, and editorial marks from the original introduction version.

Floor votes · Council Apr 1, 2025

How they voted

11–1

Passed

Total votes 12

Apr 1, 2025

D Democratic10

9 Yea 1 Nay

90% Yea

I Independent2

2 Yea

100% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Apr 1, 2025

Council · Passed

Council Vote: pass (11-1)

council

Mar 27, 2025

Introduced

B26-0193 Introduced by Councilmember R. White at Office of the Secretary

legislature

1 primary · 0 co-sponsors