Short-Term Disability Insurance Benefit Protection Clarification Amendment Act of 2025

This bill prohibits private short-term disability insurance providers from reducing benefits based on benefits received from the District of Columbia's Universal Paid Leave program. It directly affects District workers who qualify for both private short-term disability insurance and the District's paid leave benefits. The key provision amends existing laws to ban insurers from offsetting or reducing payments due to actual or estimated benefits from the Universal Paid Leave Act, regardless of where the insurance policy was issued. This ensures workers receive full short-term disability coverage without being penalized for also qualifying for District-paid leave.