B 26-0057 Legislature · 26th Council Period (2025-2026)

Motor Vehicle Insurance Modernization Act of 2025

The Motor Vehicle Insurance Modernization Act of 2025 (Bill B 26-0057) updates Washington D.C.'s automobile insurance minimums to $50,000 per person/$100,000 per accident for bodily injury coverage, replacing the 1986 standards that no longer reflect current medical and injury costs. It requires insurers to provide both underinsured motorist (UIM) and enhanced underinsured motorist (EUIM) coverage, with EUIM ensuring victims receive full coverage without insurers deducting payments from at-fault drivers. The bill also establishes an automatic adjustment mechanism to increase these limits by $5,000 every five years starting January 1, 2028. This directly affects all drivers and insurers in D.C. whose vehicles are registered in the District.

Bill status signed all 4 stages cleared

Introduction

Jan 2025

Committee Review

May 2026

Council Passage

Jun 2026

Signed into Law

Aug 2026

Introduced Jan 13, 2025 Signed Aug 28, 2026

Maddy AI version diff · 2 comparisons

What changed between versions

Engrossment → Enrollment · 4 edits

MODERATE

The bill was finalized and enacted into law with minor formatting corrections, such as changing 'District of COUMBIA' to 'District of COLUMBIA' and updating the official code citation. The substantive policy content regarding insurance limits and coverage requirements remained identical to the previous version.

Scope change

The scope of the bill did not change; it covers the same insurance requirements and coverage types as the previous version.

TECHNICAL

Corrected a typo in the enacting clause changing 'District of COUMBIA' to 'District of COLUMBIA'.

Updated the official code citation reference from § 31-2406 to § 31-2401 et seq.

Changed the section numbering structure for amendments from subsections (a)-(e) to a numbered list (1)-(6) for clarity.

Adjusted punctuation in the new subsection (f-1) by replacing a period with an em dash.

Floor votes · Council Jun 2, 2026

How they voted

12–1

Passed

Total votes 13

Jun 2, 2026

D Democratic11

10 Yea 1 Nay

90% Yea

I Independent2

2 Yea

100% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Jun 2, 2026

Council · Passed

Council Vote: pass (12-1)

council

Jun 2, 2026

Introduced

Amendment (Mendelson)

legislature

May 5, 2026

Introduced

Amendment (Mendelson)

legislature

May 5, 2026

Legislature · Passed

Committee Mark-up of B26-0057 by the Committee of the Whole

legislature

Jan 9, 2026

Committee

Re-Referral published.

legislature

Jan 6, 2026

Committee

Re-Referred to Committee of the Whole with comments from the Committee on Transportation and the Environment

legislature

Jan 21, 2025

Committee

Referred to Committee on Business and Economic Development with comments from the Committee on Transportation and the Environment

legislature

Jan 13, 2025

Introduced

B26-0057 Introduced by Chairman Mendelson at Office of the Secretary

legislature

1 primary · 0 co-sponsors