AN ACT CONCERNING THE COMMUNITY BANK AND CREDIT UNION INVESTMENT PROGRAM, MORTGAGE PAYMENTS, PENALTIES FOR VIOLATIONS OF RENTAL SECURITY DEPOSIT REQUIREMENTS, CERTAIN APPROVALS BY THE BANKING COMMISSIONER, CONNECTICUT BRANCH APPLICATIONS AND SECURED CREDIT CARDS.

SB 218 requires the Department of Banking to conduct a study on banking issues within the state. The department must submit a final report to the legislature's banking committee by January 15, 2027. This bill does not change existing laws or create new regulations - it only mandates a study and reporting process. The study's focus on "banking issues" is not specified in the bill text.