AN ACT LIMITING THE USE OF STEP THERAPY FOR PATIENTS WITH DISABLING OR LIFE-THREATENING CHRONIC DISEASES.

SB 813 limits insurers' use of step therapy for patients with disabling or life-threatening chronic diseases. It amends statutes (38a-510 and 38a-544) to prevent insurers from requiring these patients to try less effective or cheaper treatments first before accessing necessary medications. This directly affects patients with severe conditions like advanced cancer, heart failure, or autoimmune disorders where immediate treatment is critical. The bill changes insurance policy requirements to prioritize patient health over cost-saving measures in these specific cases.