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SB 1322 Connecticut Senate · 2025 Regular Session

AN ACT REQUIRING STUDIES OF INSURANCE POOLING FOR NONPROFIT ORGANIZATIONS AND CERTAIN PRACTICES BY HOMEOWNERS INSURANCE COMPANIES.

SB 1322 requires two specific studies: one examining insurance pooling options for nonprofit organizations to potentially lower coverage costs, and another investigating certain practices used by homeowners insurance companies. The bill directly affects nonprofits seeking affordable insurance and homeowners insurers whose practices would be reviewed. It does not change existing laws but mandates these studies to inform future policy decisions, with no direct regulatory impact yet. The studies aim to assess potential cost-saving models and industry practices without prescribing solutions.
Bill status in committee 1 of 4 stages cleared
Introduction
Feb 2025
Committee Review
Floor Vote
Governor
Introduced Feb 14, 2025 Last action May 27, 2025
Maddy AI version diff · 1 comparison

What changed between versions

Raised Bill → JUD Joint Favorable Substitute · 4 edits
MODERATE
The bill was streamlined by removing a liability protection provision for nonprofit human services providers and simplifying the title to focus solely on insurance studies. The core policy remains unchanged: requiring the Insurance Commissioner to study nonprofit insurance pooling and homeowners insurance practices requiring repairs as a condition of coverage.
Scope change
The bill's scope was narrowed by removing the liability exemption for nonprofit human services providers, which previously shielded them from being held liable for injuries caused by state officials or third parties during contracted services.
ELIGIBILITY

Deleted Section 1 and its definition of 'nonprofit human services provider' along with the liability protection that exempted these providers from being sued for injuries caused by state employees or third parties during contracted work.

REQUIREMENT

Removed the requirement for nonprofit organizations to be exempt from certain automobile insurance and bond requirements, which was previously included in the bill's title and original text.

TECHNICAL

Changed the bill type from a 'Raised Bill' to a 'Substitute Bill' and updated the effective date for the insurance study section from October 1, 2025 to 'from passage'.

Removed the 'Statement of Purpose' section and replaced it with a 'Statement of Legislative Commissioners' explaining the deletion of the 'NEW' tag for drafting consistency.

Floor votes

How they voted

No floor votes recorded yet.
Full legislative history

Actions timeline

Total actions
21
Key actions
3
Committee
4
May 23, 2025
Upper · Passed
Joint Favorable
upper
Apr 8, 2025
Upper · Passed
Joint Favorable Substitute
upper
Mar 11, 2025
Upper · Passed
Joint Favorable Change of Reference JUD
upper
Feb 14, 2025
Committee
REF. TO JOINT COMM. ON Insurance and Real Estate
upper
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.