AN ACT CONCERNING THE DISCLOSURE OF INSURER REPORTS CONCERNING TREATMENT LIMITATIONS ON MENTAL HEALTH AND SUBSTANCE USE DISORDER AND OTHER BENEFITS AS A PUBLIC RECORD.

HB 7207 requires health insurers to annually report detailed information about how they apply coverage limits for mental health and substance use disorder benefits compared to medical/surgical benefits. Specifically, insurers must submit reports by March 1 each year (starting in 2021) describing their processes for determining medical necessity, all nonquantitative treatment limitations (rules not based on numbers), and comparative analyses showing these limits are applied equally to mental health and physical health care. These reports, which must include all factors considered and evidentiary standards used, become public records under Connecticut's Freedom of Information Act. The bill directly affects health insurers and the Insurance Commissioner, who must make these reports publicly available by April 15 each year. This aims to ensure compliance with federal mental health parity laws by increasing transparency around coverage decisions.