AN ACT REQUIRING THE INSURANCE DEPARTMENT TO STUDY HEALTH CARRIER USE OF PRIOR AUTHORIZATIONS.

HB 6817 (2025) requires Connecticut's Insurance Department to study how health insurance companies use prior authorizations to deny medically necessary care. The study will examine whether insurers should be limited to a specific formulary of drugs or services requiring prior approval and potential penalties for violations. This bill directly affects health carriers (insurance companies) and patients who face denials of needed treatments. It does not change current law but mandates a review to assess the process's impact on access to care. The study is intended to inform future policy decisions, not implement immediate changes.