AN ACT ESTABLISHING A MEDICAL LOSS RATIO FOR DENTAL INSURANCE.

HB 6816 establishes a medical loss ratio requirement specifically for dental insurance policies in the state. This means dental insurance companies would be required to spend a minimum percentage of premium dollars on actual dental care and patient benefits, rather than administrative costs or profits. The bill directly affects dental insurers operating within the state by mandating this financial transparency standard. It does not change coverage details for consumers but sets a new regulatory benchmark for how insurers must allocate funds.