AN ACT CONCERNING THE INSURANCE DEPARTMENT'S AUTOMOBILE PHYSICAL AND PROPERTY DAMAGE ARBITRATION PROCESS.

HB 6435 modifies Connecticut's process for resolving automobile insurance claims involving physical damage or property damage through arbitration. It directly affects insurance companies and policyholders who use the state's insurance department-administered arbitration system for these types of claims. The bill streamlines the arbitration process by changing specific procedures within the insurance department's framework, though the exact procedural changes are not detailed in the provided context. This legislation became law as Public Act 25-131 after being signed by the governor on July 8, 2025.