AN ACT PROHIBITING HOMEOWNERS INSURANCE COMPANIES FROM DENYING COVERAGE TO PROPERTY OWNERS BASED ON THE BREED OF A TENANT'S DOG TRAINED AS A GUIDE OR ASSISTANCE DOG.

HB 5731 prohibits homeowners insurance companies from denying coverage to property owners based on the breed of a tenant's dog trained as a guide or assistance dog. This directly affects landlords who are legally required to accommodate such dogs under state or federal law (like the ADA). The bill requires insurers to provide coverage regardless of the dog's breed when the property owner must allow the dog. It does not restrict coverage for other dogs or change tenant rights, focusing solely on preventing breed-based insurance denials for legally permitted service animals.