AN ACT REQUIRING HEALTH INSURANCE COVERAGE FOR DIAGNOSTIC AND SCREENING COLONOSCOPIES.

HB 5174 requires health insurance plans to cover all diagnostic and screening colonoscopies, plus any necessary medical preparation recommended by a healthcare provider, with no out-of-pocket costs to the patient. This applies directly to individuals with individual or group health insurance policies who need these specific procedures. The bill mandates full coverage without deductibles, copays, or other cost-sharing for colonoscopies used to detect or prevent colon cancer. It targets a common preventive and diagnostic service, aiming to remove financial barriers to early detection. The legislation focuses on concrete coverage requirements, not on outcomes or broader policy impacts.