cancer screening; coverage; gene mutation

HB 2964 requires Arizona health insurers to cover specific cancer-related genetic services without cost-sharing (like deductibles or copays) starting January 1, 2027. It applies to hospital service corporations, health care services organizations, and disability insurers, directly affecting subscribers, enrollees, and insureds who have a personal or family history of cancer or inherited gene mutations. The bill mandates coverage for genetic counseling, testing (including BRCA and Lynch syndrome tests), and cancer risk assessments when recommended by a health care provider following National Comprehensive Cancer Network guidelines. This ensures access to inherited cancer risk testing without financial barriers for eligible individuals.