rental payments; credit reporting.

SB 1170 requires landlords in Arizona to offer tenants the option to have their rental payments reported to credit bureaus, providing this written notice at lease signing and annually thereafter. Tenants can choose to include payments (with all payments reported regardless of timeliness) or stop reporting, but must wait six months before re-enrolling after opting out. Landlords may charge a fee of up to $10 per month for this service, but nonpayment of the fee does not count as rent nonpayment and cannot affect security deposits or lease terms. The bill directly affects landlords (who must provide the option) and tenants (who gain a tool to build credit or manage their reporting).