An Act prohibiting certain insurance decisions based solely on a person's status as an elected official.

HB 5 prohibits Alaska insurance companies from making certain decisions based solely on a person’s status as an elected official. It bans insurers from refusing coverage, limiting coverage, canceling policies, denying claims, or raising premiums for state legislators, governors, mayors, city council members, or school board officials. Exceptions apply if decisions are based on actual risk data (underwriting principles) or required by law. The law applies to policies issued, delivered, or renewed after its effective date. This directly affects elected officials who may face unfair insurance treatment due to their office.