An Act relating to insurance coverage for prosthetic and orthotic devices; relating to medical assistance for prosthetic and orthotic devices; and providing for an effective date.

HB 272 requires Alaska health insurers to cover prosthetic and orthotic devices at a level matching federal standards (42 U.S.C. 1395k-1395m). It directly affects people needing these devices and insurers offering health plans in Alaska’s group or individual markets. Key provisions mandate coverage for all medically necessary devices (including materials, instruction, and repairs/replacements without lifetime restrictions), require two in-network providers, and prohibit special financial requirements for prosthetic/orthotic coverage. Insurers must cover repairs if costs exceed 60% of replacement and provide clear denial explanations. The bill aims to ensure equitable access to devices essential for daily living and physical activities.